How we calculate

Last checked 22 October 2026

Today's pay follows the published 7th CPC orders listed below. Every 8th Pay Commission figure is a projection built on stated assumptions, because the Commission has not reported yet.

Today's pay (7th CPC)

• Basic pay comes from the 7th CPC pay matrix. Each cell is the previous cell × 1.03, rounded off to the nearest ₹100.
• DA is the latest announced rate × basic pay.
• HRA is 30% / 20% / 10% of basic pay in X / Y / Z cities while DA is 50% or more, at least ₹5,400 / ₹3,600 / ₹1,800. Noida, Gurugram, Ghaziabad and Faridabad get Delhi rates.
• TA follows the transport allowance table by level, with the higher rate in the 19 listed cities, plus DA on it. Level 1 and 2 staff on ₹24,200 or more get the Level 3 to 8 rate.
• Deductions: NPS or UPS at 10% of basic + DA, rounded up to the next rupee (GPF at 6% of basic for the old pension scheme), CGHS by level, CGEGIS by group, and professional tax if you enter it.
• Income tax is a full year at the month's pay under the new regime for tax year 2026-27, after the ₹75,000 standard deduction, with the rebate up to ₹12 lakh, marginal relief, surcharge and 4% cess.

The 8th CPC projection

• New basic pay = today's basic pay × the fitment factor you choose, rounded to the nearest ₹100.
• DA restarts at 0% on the new pay, as at past commissions.
• HRA is 24% / 16% / 8% of the new basic pay by default, the rates when the 7th CPC allowances started in July 2017. You can keep today's rates instead.
• TA is today's TA with the merged DA folded in, as the 7th CPC did.
• Arrears are the month-by-month difference in basic pay + DA from the effective date to the month new pay starts. Old-pay DA uses announced rates, then an assumed rise every six months; new-pay DA tracks the same price rise from zero.

What we do not model

Old-regime income tax, Children Education Allowance, overtime, special allowances, defence Military Service Pay, and any new pay matrix design. Your actual pay will follow the Government's orders.

Sources

• 7th CPC pay matrix, fitment factor 2.57 and precedent: Report of the 7th Central Pay Commission (19 November 2015)
• Current DA and DR (60%): PIB release 2253245; DoE OM 1/1(i)/2026-E.II(B) (18 and 22 April 2026)
• DA history: Department of Expenditure DA orders
• HRA rates and minimums: DoE OM No. 2/5/2017-E.II(B) (7 July 2017)
• HRA city classes (X, Y, Z): DoE OM No. 2/5/2014-E.II(B) (21 July 2015)
• Transport Allowance and the 19 higher-TA cities: DoE OM No. 21/5/2017-E.II(B) (7 July 2017)
• Level 1-2 TA at ₹24,200 basic or more: DoE OM No. 21/5/2017-E.II(B) (amendment) (2 August 2017)
• NCR towns: Delhi HRA but not higher TA: DoE OM No. 21/8/2010-E.II(B) (7 March 2014)
• CGHS contribution by level: MoHFW OM No. S.11011/11/2016-CGHS(P)/EHS (9 January 2017)
• CGEGIS deduction by group: DoE OM F.7(5)-EV/89 (15 May 1989)
• NPS contributions: CCS (Implementation of NPS) Rules, 2021 (CPAO) (2021)
• Unified Pension Scheme: DFS notification F. No. FX-1/3/2024-PR (Gazette) (24 January 2025)
• Income tax for tax year 2026-27: Income-tax Act, 2025 (Gazette) and Finance Bill 2026 memorandum (1 February 2026)
• 8th CPC constitution and terms: Department of Expenditure Resolution F. No. 01-01/2025-E.III(A), Gazette of India (3 November 2025)
• Effective date to be decided by the Government: Lok Sabha unstarred question 1347 (8 December 2025)